美元錢包 · Visa 美元卡
One card for all your spending, worldwide 一張卡，裝下你的全球消費
Velapay pairs a USD wallet with a Visa card: top up in dollars, apply for your card in minutes, and spend online or in-store wherever Visa is accepted.
Velapay 提供美元錢包與 Visa 美元卡服務：充值美元、線上申請卡片，即可在全球支援 Visa 的商戶線上線下刷卡消費。
The official Android package, provided by Velapay. Always download from myvelapay.com. 安卓安裝包由 Velapay 官方提供，請認準官網 myvelapay.com 下載。
What you can do with Velapay產品功能
Wallet, card, spending and rewards — everything in one app.錢包、開卡、消費、權益，一個 App 全部辦妥。
USD wallet美元錢包
Keep your dollars in one balance and follow every top-up and payment with a clear transaction history.美元資金統一存放於錢包餘額，每一筆收支明細清晰可查。
Virtual & physical cards虛擬卡與實體卡
Virtual cards are issued instantly in the app; physical cards are delivered to your door. Card number and CVV stay securely in the app.虛擬卡即開即用，實體卡郵寄到手；卡號與 CVV 在 App 內安全查看。
Accepted worldwide全球 Visa 消費
Spend anywhere Visa is accepted — online shopping, subscriptions and in-store purchases, settled in US dollars in real time.海外購物、線上訂閱、線下消費，消費時以美元即時結算。
Referrals & membership邀請與會員權益
Every user gets a personal invite code. Earn rewards when friends join, and unlock membership benefits as you grow.每位用戶都有專屬邀請碼，邀請好友可獲獎勵，並累積會員等級權益。
How it works使用流程
From download to your first purchase in five steps.從下載安裝到刷卡消費，五步完成。
Download & sign up下載註冊
Install the app and register with your phone or email. Enter an invite code if you have one.下載安裝 App，以手機號或電郵註冊，可填寫邀請碼。
Top up錢包充值
Add US dollars to your wallet following the in-app guide. Your balance updates in real time.按 App 內指引向錢包充值美元，餘額即時到賬可查。
Get your card申請開卡
Apply for a virtual or physical card. Card number, expiry and CVV are available in the app.線上申請虛擬卡或實體卡，卡片資料在 App 內查看。
Add it to your payments綁卡支付
Add your card to the payment services and stores you use every day.將卡綁定到常用支付渠道或購物平台。
Spend worldwide刷卡消費
Pay at Visa merchants around the world, settled from your wallet in US dollars.全球 Visa 商戶刷卡消費，錢包餘額以美元即時結算。
Installing on Android安卓安裝指南
Installing the official package (APK) from this website takes three steps.從官網下載的安裝包（APK）按以下三步即可完成安裝。
Download the package下載安裝包
Tap “Download for Android” and wait for the download to finish. Progress shows in your browser or notification bar.點擊本頁的「Download for Android」按鈕，等待安裝包下載完成，下載進度可在瀏覽器或通知欄查看。
Allow the installation允許安裝
When you open the file, Android will ask you to allow installs from your browser. Turn on “Allow from this source”, then go back to continue.開啟安裝包時，系統會提示允許安裝來自瀏覽器的應用，開啟「允許來自此來源的應用」後返回繼續。
Install & create your account完成安裝並註冊
Tap “Install”. When it’s done, open Velapay and follow the on-screen steps to register.點擊「安裝」，完成後開啟 Velapay，按頁面提示註冊帳號即可開始使用。
Good to know安裝前請留意
- Opening this page inside WeChat? WeChat can’t download the package. Tap “···” in the top-right corner and choose “Open in Browser” first. 微信內無法直接下載安裝包，請點擊右上角「···」，選擇「在瀏覽器打開」後再下載。
- A security warning is normal. Android shows it for every app installed outside an app store. The package from this official website is genuine and safe to install. 這是安卓系統對官網直裝應用的統一提示；從本官網下載的安裝包為官方正版，可放心安裝。
Frequently asked questions常見問題
Why is the app only available from this website for now?為什麼暫時只能在官網下載？
Velapay is newly launched and app-store listings are in progress. Until then, the Android package is provided directly on myvelapay.com. Store links will be added to this page once they are live.Velapay 目前處於上線初期，應用商店上架手續正在辦理中，現階段透過官網 myvelapay.com 提供安卓安裝包下載，上架完成後本頁會同步提供商店下載入口。
My phone warns about a “risky app” during installation. What should I do?安裝時手機提示「風險應用」怎麼辦？
That warning is shown by Android for all packages installed outside an app store — it doesn’t mean Velapay itself is risky. Make sure you downloaded the package from myvelapay.com, then follow step 2 of the install guide to allow the installation.這是安卓系統對所有非應用商店安裝包的統一提示，並非 Velapay 本身存在風險。請確認安裝包是從官網 myvelapay.com 下載的官方版本，按安裝指南第二步允許安裝即可。
The download or installation failed. What can I do?下載或安裝失敗怎麼辦？
Check your connection and make sure your phone has enough free storage. If it still fails, reopen this page in a different browser and try again. If the problem continues, contact us through the support channels in the app or on this website.請先檢查網絡連接，並確認手機有足夠的儲存空間；如仍失敗，可更換瀏覽器重新開啟本頁下載。多次嘗試仍無法安裝時，請透過 App 內或官網公佈的客服渠道聯絡我們。
Stay safe安全提醒
The only official place to download Velapay is myvelapay.com. Never install packages shared through cloud drives, group chats or third-party sites — fake apps can put your money at risk. If you come across a copycat page, stop using it and let us know.Velapay 官方下載渠道只有官網 myvelapay.com。請勿從網盤、群聊檔案或第三方網站下載安裝包，以免安裝到仿冒應用造成資金損失。如發現仿冒頁面，請立即停止使用並與我們聯絡。